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#4873514 - 07/06/10 10:05 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
Astroboy93 Offline
Post Master Jr


Registered: 07/09/02
Posts: 1666
Loc: Toronto, ON
Once again, Toronto is subsidizing the rest of the province/suburbs

/centre of the universe

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#4875299 - 07/06/10 06:44 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Astroboy93]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
DUMA!!!!!! LOFL!!! What the hell!? Here is the quote on kanetix for the EP3!!!
30, clean driving record, no accidents! I am not going to bother listing the companies because there is no point. lol

Company Features Premium

· Ways to pay: Credit card, ABW, cheque
· Paying monthly? Deposit required.
· A- pd A.M. Best rating
· Discounts: Multi-line50
· Disappearing Deductible may be available $1973
per year

· Ways to pay: Credit card, ABW, cheque
· Paying monthly? Deposit required.
· A+ A.M. Best rating
· Discounts: Alarm/anti-theft, Experienced driver, Multi-line60
· Earn Aeroplan® Miles
$2234
per year

· Ways to pay: Credit card, ABW
· Paying monthly? No fees or interest.
· B+ pd A.M. Best rating
· Discounts: Claims-free, Conviction free, Winter Tires
$2253
per year

· Ways to pay: ABW, cheque
· Paying monthly? Deposit required.
· B++ pd A.M. Best rating
$2450
per year

· Ways to pay: Credit card, ABW with deposit
· Paying monthly? Deposit required.
· A- pd A.M. Best rating
· Discounts: Multi-line
$2502
per year

· Ways to pay: Credit card, ABW, cheque
· Paying monthly? Deposit required.
· A+ A.M. Best rating
· Discounts: Multi-line, Alarm/anti-theft
$2552
per year

· Ways to pay: ABW, cheque
· Paying monthly? Deposit required.
· N/A A.M. Best rating
· Discounts: Experienced driver40
$2900
per year

· Ways to pay: ABW, cheque
· Paying monthly? Deposit required.
· B++pd A.M. Best rating
$4038
per year

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#4875429 - 07/06/10 07:54 PM Re: insurance renewal time.... what do you pay and who you with? [Re: A2B-Lexus]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
LOL

dude that's what I'm fucking talking about with this fucking EPOS!!!
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#4875508 - 07/06/10 08:38 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
With Belair, I am at $1600 ish so I can still kinda laugh.....I miss my 40% discount! \:\(
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#4875552 - 07/06/10 08:59 PM Re: insurance renewal time.... what do you pay and who you with? [Re: A2B-Lexus]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47669
Loc: T.O. - Canaduh
31, clean rec'd, richmond hill, TDMM w/ corp. discount (similar to having multi line discount) - $130/month for the 08 STI...i'm more than pleased lol. even the s2k was running me 160-170/month. the sti is considered a "station wagon"...ha.
_________________________

"Ban low performance drivers, not high performance cars"

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#4875602 - 07/06/10 09:16 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
 Originally Posted By: Screamin Civic
the sti is considered a "station wagon"...ha.


NICE!@!!!!!!11!!

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#4875757 - 07/06/10 10:25 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
 Originally Posted By: Screamin Civic
31, clean rec'd, richmond hill, TDMM w/ corp. discount (similar to having multi line discount) - $130/month for the 08 STI...i'm more than pleased lol. even the s2k was running me 160-170/month. the sti is considered a "station wagon"...ha.


wat the diu??!! if i took over the POSubaru 2.5i SEDAN - i'd be looking at $2200 / year -- that's why it's still under my mom's name. \:D
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

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#4876232 - 07/07/10 07:48 AM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47669
Loc: T.O. - Canaduh
 Originally Posted By: hyper-s2k
 Originally Posted By: Screamin Civic
31, clean rec'd, richmond hill, TDMM w/ corp. discount (similar to having multi line discount) - $130/month for the 08 STI...i'm more than pleased lol. even the s2k was running me 160-170/month. the sti is considered a "station wagon"...ha.


wat the diu??!! if i took over the POSubaru 2.5i SEDAN - i'd be looking at $2200 / year -- that's why it's still under my mom's name. \:D


must be that asian last name ;\) lulz
_________________________

"Ban low performance drivers, not high performance cars"

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#4876458 - 07/07/10 09:59 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
^

eat your car! (by that i mean eat shit! cuz POS = Subaru )
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

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#4883746 - 07/09/10 09:29 PM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
Just got my renewal papers

$2787 / yr. (or $232.25 / month) for the two cars (s2k, x3) :D, went DOWN from last year which was close to $2900

w00t for x3 -- cheaper to insure than the rav.
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

Top
#4883783 - 07/09/10 10:18 PM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
Alpha-Trion Offline
Post Master Sr


Registered: 06/10/02
Posts: 6956
Loc: Milltown
$88/mth for the Civic... I love Milton!
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#4883801 - 07/09/10 10:36 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Alpha-Trion]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
^ good diu! what were you paying before when you were in markham?
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

Top
#4920506 - 07/26/10 10:03 PM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
oook...after looking at:

TDMM
Axa
Statefarm
Johnsons
kanetix
called a broker

the best pricing is still about $1650 for the Epos!

so much for thinking about getting a "fun" car. \:\(

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#4920576 - 07/26/10 10:27 PM Re: insurance renewal time.... what do you pay and who you with? [Re: A2B-Lexus]
JEFFOS Offline
Post Master Supreme


Registered: 01/27/00
Posts: 29150
Loc: Toronto
Insurance is insane these days. I hate it.
_________________________
-Jeff

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#4920580 - 07/26/10 10:28 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Alpha-Trion]
JEFFOS Offline
Post Master Supreme


Registered: 01/27/00
Posts: 29150
Loc: Toronto
 Originally Posted By: Alpha-Trion
$88/mth for the Civic... I love Milton!


Not too many cow vs. car accidents up there? j/k

My buddy lives in Milton, its a nice family place.
_________________________
-Jeff

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#4920647 - 07/26/10 11:02 PM Re: insurance renewal time.... what do you pay and who you with? [Re: JEFFOS]
ferrabi Offline
Jr Poster


Registered: 10/28/05
Posts: 133
Just got my renewal papers.

188/month for the civic and m3 together with TDMM.

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#4920709 - 07/26/10 11:32 PM Re: insurance renewal time.... what do you pay and who you with? [Re: ferrabi]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
back to ferrabi? pussy bitchness got banned again? :p
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

Top
#4921308 - 07/27/10 10:15 AM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
He is just a tricky guy!!!
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#5317246 - 01/19/11 10:33 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
Bumping this thread as I'm up for renewal in Feb \:D

Anyone have experience with or are with:
- The Personal
- Johnson & Johnson
- Smart Coverage

I'm paying far too much for my '10 Mazda6 GT with TD Canada Trust....$230/mnth.
_________________________

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#5317262 - 01/19/11 10:37 AM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
I have a friend who was with TD, and they wanted to jack the rate by 30%... she switched to Johnson & Johnson and got a rate lower than the original rate she was getting with TD.
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

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#5317266 - 01/19/11 10:37 AM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47669
Loc: T.O. - Canaduh
i used The Personal before, not bad, easy to deal with for 1800 call in's and had very cheap rates even without applied discounts. for sure try them out. as for coverage when shit hits the fan, cant comment since i nvr had a claim, nor did anyone i know.
_________________________

"Ban low performance drivers, not high performance cars"

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#5317305 - 01/19/11 10:48 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44796
You can't go with the person since it's for groups only, at least that's how it was. Johnson & Johnson is also super tight, you need clean record I think to be considered.
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#5317356 - 01/19/11 11:05 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Risky Business]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
For The Personal my company is "affiliated" with them and Johnson & Johnson I'm a Seneca Alumni \:D
_________________________

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#5317368 - 01/19/11 11:09 AM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
Astroboy93 Offline
Post Master Jr


Registered: 07/09/02
Posts: 1666
Loc: Toronto, ON
 Originally Posted By: civic13
Bumping this thread as I'm up for renewal in Feb \:D

Anyone have experience with or are with:
- The Personal
- Johnson & Johnson
- Smart Coverage

I'm paying far too much for my '10 Mazda6 GT with TD Canada Trust....$230/mnth.


I switched to Smart Coverage last year b/c they were the cheapest. No issues so far. Winter tire discount and can pay by Credit Card monthly.

Sister is with Johnson (assuming you didn't mean J&J?) for like 10 years. Amazing rate (but not for me) and service. No issues and in her case they smoke everyone's rate every year.

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#5317373 - 01/19/11 11:10 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Astroboy93]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
can we start a group? "CSi:ON" and get some group rates? LOL
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

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#5317454 - 01/19/11 11:41 AM Re: insurance renewal time.... what do you pay and who you with? [Re: phoenixrage]
Just A Troll Offline
Curved Street Thug Life
Post Master


Registered: 09/24/09
Posts: 2221
 Originally Posted By: phoenixrage
can we start a group? "CSi:ON" and get some group rates? LOL


That's interesting. But it'll look kinda foolish when 90% of Club Si folks try to insure cars which aren't even Civic Si.

You'll have to find another definition for CSi I guess.
_________________________
I don't need to use this space to show off my car or my camera gear.

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#5317457 - 01/19/11 11:42 AM Re: insurance renewal time.... what do you pay and who you with? [Re: phoenixrage]
TheRealCSnapper Moderator Offline
Post Master Supreme


Registered: 12/05/02
Posts: 31955
Loc: Toronto, Canada
renewed in Dec.

stayed with TDMM. Annual premium is ~$1900, works out to $15x/month

with the updated coverage based on the change in insurance regulations.

29 yr old. Male. M5V postal code(downtown, not pickering). 1 speeding ticket. 1 at fault in 06.
2006 Audi A4

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#5317465 - 01/19/11 11:44 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Just A Troll]
Astroboy93 Offline
Post Master Jr


Registered: 07/09/02
Posts: 1666
Loc: Toronto, ON
 Originally Posted By: J.A.C.N.
 Originally Posted By: phoenixrage
can we start a group? "CSi:ON" and get some group rates? LOL


That's interesting. But it'll look kinda foolish when 90% of Club Si folks try to insure cars which aren't even Civic Si.

You'll have to find another definition for CSi I guess.


+ if they find all the Fast and Furious threads we would all get dropped \:D

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#5317561 - 01/19/11 12:14 PM Re: insurance renewal time.... what do you pay and who you with? [Re: TheRealCSnapper]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
 Originally Posted By: c_snapper
renewed in Dec.

stayed with TDMM. Annual premium is ~$1900, works out to $15x/month

with the updated coverage based on the change in insurance regulations.

29 yr old. Male. M5V postal code(downtown, not pickering). 1 speeding ticket. 1 at fault in 06.
2006 Audi A4

I was originally with TDMM, it was a fluke that I got in, but had to cancel after they found out I had a modded civic (fukrs). That's when I made the switch to TDCT. There's no doubt that TDMM has great rates and service.
_________________________

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#5318116 - 01/19/11 03:09 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
Raocorp Offline
Cougar Slayer
Post Master Sr


Registered: 10/10/02
Posts: 7768
Loc: Toronto
I'm with Johnson and I pay too much
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#5318126 - 01/19/11 03:12 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Raocorp]
JEFFOS Offline
Post Master Supreme


Registered: 01/27/00
Posts: 29150
Loc: Toronto
Pay about $2100 a year with State Farm.

29 Male I don't think I have any tickets on my record at this time. Not married. Mississauga.
_________________________
-Jeff

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#5318281 - 01/19/11 03:56 PM Re: insurance renewal time.... what do you pay and who you with? [Re: JEFFOS]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7171
Loc: Portland and Toronto
State Farm wanted the farm to insure with them. I'm still $1204/year, single, Ajax, multi line discount, 31.
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#5318286 - 01/19/11 03:59 PM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
zc911 Offline
Ferrari4Sale 😎
Post Master Supreme


Registered: 01/01/00
Posts: 16449
Loc: toronto
smart coverage here, 164 for the 07 STI

Edited by zc911 (01/19/11 03:59 PM)
_________________________
http://www.justaddgrease.com
all car stuff all the time

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#5318365 - 01/19/11 04:33 PM Re: insurance renewal time.... what do you pay and who you with? [Re: zc911]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
Damn you guys are paying way less than me (married). With my renewal it's $261/mnth or ~$3100/yr full coverage Fuk that noise!
_________________________

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#5318635 - 01/19/11 05:52 PM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
Where do you live though?

I'm paying $130/mth for the G and $180/mth for the civic. With TDMM
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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