Page 3 of 7 <12345>Last »
Topic Options
#5318694 - 01/19/11 06:19 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
Euphoricuck Offline
Post Master Supreme


Registered: 11/05/03
Posts: 92703
Loc: Canadistan
180 for the civic? \:o damnnnnnnnnnnnn
_________________________

Top
#5318752 - 01/19/11 06:47 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
 Originally Posted By: Hatorade
Where do you live though?

I'm paying $130/mth for the G and $180/mth for the civic. With TDMM

Scarlem (mom's place). I should tell them north york (y/s) instead and see what the diff is.
_________________________

Top
#5319008 - 01/19/11 08:43 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Euphoricuck]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
 Originally Posted By: Euphoric
180 for the civic? \:o damnnnnnnnnnnnn


Dawgggggggggg....shits a race car and cock magnet!!!!
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

Top
#5319658 - 01/20/11 09:35 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
Fabfive Offline
Member


Registered: 01/05/05
Posts: 892
Loc: Mississauga, Ontario
145/month with The Personal on my tsx. Renewal is up soon and it went down a whopping $3 per month. lol

31, Married, 2 dependents, Clean record, No speeding tickets or claims. Live and work in mississauga.


Edited by Fabfive (01/20/11 09:38 AM)
_________________________
2008 CL9 | 6spd | Navi
Canon 7D| BG-E7 | 15mm 2.8 | 17-55 2.8 | 70-200 F4L | 580 EXII | Sigma 30mm 1.4

Top
#5321217 - 01/20/11 08:42 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Fabfive]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
So I called Johnson and The Personal and basically they quoted the same (~$174-175/mnth). The only difference is:
- Johnson: 2mil liability; Personal: 1mil
- Johnson: Vehicle depreciation coverage is part of the policy and covers what the vehicle price is 2yrs prior to accident; Personal: only 2yr coverage and covers the vehicle price when purchased.

All other deductibles are the same @ 1G.

Would it be safe to say that Johnson has the better deal?
_________________________

Top
#5321537 - 01/20/11 11:41 PM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44789
 Originally Posted By: civic13
 Originally Posted By: Hatorade
Where do you live though?

I'm paying $130/mth for the G and $180/mth for the civic. With TDMM

Scarlem (mom's place). I should tell them north york (y/s) instead and see what the diff is.




I have an address in north york, south of yonge/sheppard and it's significantly chepaer than my scarb address. If my cars were registered in scarb I'd be paying about 35% more. Just a FYI.

Top
#5321558 - 01/20/11 11:58 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Risky Business]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
My "address" is RH, which unfortunately is still quite high. When I lived in NY (bayview/shep) it was at least another 20% cheaper. If my cars were in scarbs it would be instantly $4600/yr to insure both cars....FUCK YOU INSURANCE!!!!
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

Top
#5321561 - 01/21/11 12:01 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
Damn, I'll mention that I'm moving and see if that does anything to the rates.

Thanks.
_________________________

Top
#5321570 - 01/21/11 12:09 AM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
LOL

I do not condone to such behavior :P

Let it be known that this is insurance fraud... Just make sure you have all your bases covered in case of any accident as to why you are where you are relative to where you "live".
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

Top
#5321573 - 01/21/11 12:12 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
Actually it is the truth. I reside at two residences. It's just that I am at one more than the other but use my scarlem address for everything.
_________________________

Top
#5321608 - 01/21/11 12:32 AM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
You will save a lot with the NY addy. Keep us updated.
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

Top
#5321783 - 01/21/11 06:56 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
Choco 'Nuck Offline
Proud Member of BLM
Post Master Supreme


Registered: 07/10/01
Posts: 17568
Loc: Somewhere out there
Notice the one guy who claims the cheapest insurance in the GTA has not offered to tell you which company he is with
Top
#5322082 - 01/21/11 09:47 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
zc911 Offline
Ferrari4Sale 😎
Post Master Supreme


Registered: 01/01/00
Posts: 16449
Loc: toronto
does anyone know someone who drives an older car (80s) as their daily driver?
I am finding that no wants really want to insure them, and i would like to get an 80s benz diesel as a daily driver \:D
_________________________
http://www.justaddgrease.com
all car stuff all the time

Top
#5322162 - 01/21/11 10:09 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7166
Loc: Portland and Toronto
 Originally Posted By: Chocolate Canuck
Notice the one guy who claims the cheapest insurance in the GTA has not offered to tell you which company he is with


Is it me? If so, I'm already in this thread stating smartcoverage.

MOTORS INSRURANCE CORP
WINDSOR ON
Debit $1,203.00

(yes, it is spelt like that on my statement)

Top
#5322166 - 01/21/11 10:10 AM Re: insurance renewal time.... what do you pay and who you with? [Re: zc911]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7166
Loc: Portland and Toronto
 Originally Posted By: zc911
does anyone know someone who drives an older car (80s) as their daily driver?
I am finding that no wants really want to insure them, and i would like to get an 80s benz diesel as a daily driver \:D


My Friends 85 Prelude is dirt cheap to insure.

Top
#5322173 - 01/21/11 10:12 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
zc911 Offline
Ferrari4Sale 😎
Post Master Supreme


Registered: 01/01/00
Posts: 16449
Loc: toronto
who is he insured with?
_________________________
http://www.justaddgrease.com
all car stuff all the time

Top
#5322261 - 01/21/11 10:43 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
Choco 'Nuck Offline
Proud Member of BLM
Post Master Supreme


Registered: 07/10/01
Posts: 17568
Loc: Somewhere out there
 Originally Posted By: 87ZCSi
 Originally Posted By: Chocolate Canuck
Notice the one guy who claims the cheapest insurance in the GTA has not offered to tell you which company he is with


Is it me? If so, I'm already in this thread stating smartcoverage.

MOTORS INSRURANCE CORP
WINDSOR ON
Debit $1,203.00

(yes, it is spelt like that on my statement)

X5 is cheaper, its like $907 :p

Top
#5322309 - 01/21/11 10:56 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7166
Loc: Portland and Toronto
DWB pays off?


85 Prelude - 80/month through a broker (representing many companies, donno who the underwriter is)

Top
#5322426 - 01/21/11 11:32 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
zc911 Offline
Ferrari4Sale 😎
Post Master Supreme


Registered: 01/01/00
Posts: 16449
Loc: toronto
can you get me the brokers number?
_________________________
http://www.justaddgrease.com
all car stuff all the time

Top
#5322632 - 01/21/11 12:46 PM Re: insurance renewal time.... what do you pay and who you with? [Re: zc911]
Euphoricuck Offline
Post Master Supreme


Registered: 11/05/03
Posts: 92703
Loc: Canadistan
lulz that would be a sweet daily(the merc diesel)

145 for me in the kraut box.
_________________________

Top
#5322732 - 01/21/11 01:29 PM Re: insurance renewal time.... what do you pay and who you with? [Re: zc911]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7166
Loc: Portland and Toronto
 Originally Posted By: zc911
can you get me the brokers number?


PM'd

Top
#5335477 - 01/27/11 08:45 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
Ok, how does switching to another company work? My current insurance expires on Feb.18 and I'm not sure if the payment they withdrew from my account recently was for Jan. or Feb. If I switch now would the new company take care of all the "paper" work? Would I get a a partial refund from the "old" company since I did not use it for the full month?
_________________________

Top
#5338208 - 01/28/11 01:11 PM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
 Originally Posted By: civic13
Ok, how does switching to another company work? My current insurance expires on Feb.18 and I'm not sure if the payment they withdrew from my account recently was for Jan. or Feb. If I switch now would the new company take care of all the "paper" work? Would I get a a partial refund from the "old" company since I did not use it for the full month?


No - you have to terminate the old company yourself -- start by calling up your current company and let them know by phone (most likely they will ask you to fax them a note (it would be wiser if you ask for confirmation on return)).

Depends on the company they may need advance notice (or even some sort of "penalty" payment -- e.g. pay an extra month but not have the coverage?). So if you're going to jump just ensure the new company doesn't start covering you until the day after your old one expires.
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

Top
#5338231 - 01/28/11 01:23 PM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7166
Loc: Portland and Toronto
If your car is not owned by you (leased or financed) make sure to let the owner of the car know who's now insuring their asset. In my case BMW had to send a letter saying they understand I'm changing companies before my old insurance company would cancel the policy.
Top
#5357781 - 02/07/11 12:39 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
 Originally Posted By: Hatorade
You will save a lot with the NY addy. Keep us updated.

Update.

Cancelled with TD and went with Johnson Inc. Told them that I have two places of residence but currently live at the NY location. Dropped from $2111 to $1795. About $300 dif. Now I have to change my ownership addy to reflect the insurance addy.

All in all I think it was a good switch as TD was raping me @ $261/mnth which is about $3132/yr. Fuk that noise.
_________________________

Top
#5357901 - 02/07/11 01:32 PM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
The Postman Offline
A-List Member also The Man
Post Master Sr


Registered: 02/13/02
Posts: 4973
For a good lol, you GTA guys should give your insurance company my postal code L0R1C0 or some bumfuck town like Dunnville.

Wife and I have been with Johnson for about 10 years now and no issues. Even with a few minor tickets and an at fault our rates have basically stayed the same. 2 new cars and the house and we are $300 month.

Top
#5358094 - 02/07/11 02:46 PM Re: insurance renewal time.... what do you pay and who you with? [Re: The Postman]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47632
Loc: T.O. - Canaduh
yup, my dad has a ny license now and ins. there too for his ny-plated 08 rdx, $600-800 for the YEAR lol (or something like that)
_________________________

"Ban low performance drivers, not high performance cars"

Top
#5466766 - 03/30/11 08:11 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
Just got my renewal letter.. rate went up 8%. Currently paying $201/month, new rate is $217/month.

so I just did a quote at one my friend suggested, and if it stays close to the quote, I end up saving 20% ($162/month). And have a lower deductable. if I up the deductable, it only saves me $8/month, and I lose out on some other benifits.
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

Top
#5466892 - 03/30/11 09:15 AM Re: insurance renewal time.... what do you pay and who you with? [Re: phoenixrage]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47632
Loc: T.O. - Canaduh
well, now ONT has the accident coverages we can pick/choose from, right? i hear that if you go with the msot basic of choices...and you're in a collision and need recovery help, you're pretty much fucked for $. thus most ppl (they know) will go with med-full coverage and the ins. co. will get their money, bastids. waiting for my renewal in may...if it goes up lots i'll be pissed.
_________________________

"Ban low performance drivers, not high performance cars"

Top
#5466949 - 03/30/11 09:36 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
 Originally Posted By: Screamin4BieberPie
well, now ONT has the accident coverages we can pick/choose from, right? i hear that if you go with the msot basic of choices...and you're in a collision and need recovery help, you're pretty much fucked for $. thus most ppl (they know) will go with med-full coverage and the ins. co. will get their money, bastids. waiting for my renewal in may...if it goes up lots i'll be pissed.


yea, new rules don't help rates, it means you get less for what you currently pay for. which is what most ppl are seeing. Insurance companies are using it to raise rates to make up for the "fraud".

so with talking to some ppl in the industry, and hearing ppl talk about it on the radio and news. You need to find an insurance company that doesn't have too many customers in your area, esp if you are in a high fraud area (i.e. brampton/markham). So that way they will give you a lower rate cause they want to spread their business around a bit.

There is a point where they'll have a huge chunk of an area, and thats when they have to jack the rates, cause they'll have higher risk exposure to ppl who are looking to defraud the system.
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

Top
#5476834 - 04/04/11 05:03 PM Re: insurance renewal time.... what do you pay and who you with? [Re: phoenixrage]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47632
Loc: T.O. - Canaduh
just got my tdmm renewals in the mail today. gotta love how we get less for more or the same amt of money we're already paying, wtf. so if you want up to the same amt of money for certain coverage, you have to add the option and pay more for what we were getting before. so much for paying a bit less for getting less coverage like that would happen.

31 (soon to be 32), L4S postal, clean rec'd, single status, 08 STI 5dr hatch (i think it's considered wagon, thus maybe cheaper? lol). discount for working where i do.

$1575/yr or 131/mnth...but there is $68 for the year that i think is from my beater...maybe needs to be removed. so could be 1507/yr. when married next year it should drop nicely.
_________________________

"Ban low performance drivers, not high performance cars"

Top
#5477832 - 04/05/11 08:03 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
Can I say I live in your basement for the lower rate? LOL FML.
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

Top
#5490522 - 04/11/11 02:35 PM Re: insurance renewal time.... what do you pay and who you with? [Re: phoenixrage]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
ok, so I will officially be switched to johnson insurance on the 23rd, cancelling the renewal was quick and painless (with Desjardin)...

ended up saving about 25% on what I would've paid if I stayed and accepted the rate hike.
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

Top
#5490534 - 04/11/11 02:39 PM Re: insurance renewal time.... what do you pay and who you with? [Re: phoenixrage]
LNXGUY Moderator Offline
Post Master Supreme


Registered: 08/06/00
Posts: 106840
Loc: Barrie, Ont,
 Originally Posted By: phoenixrage
ok, so I will officially be switched to johnson insurance on the 23rd, cancelling the renewal was quick and painless (with Desjardin)...

ended up saving about 25% on what I would've paid if I stayed and accepted the rate hike.


Sweet, I'm with Johnson as well.

$80 for the Jetta, $85 for the truck.
_________________________
-Bill
The GN would OWN you, your children and your children's children.
'09 E90 335d

Top
#5490536 - 04/11/11 02:40 PM Re: insurance renewal time.... what do you pay and who you with? [Re: LNXGUY]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
Jello C.. cause thats still a bit less than what i'm paying for my MZ3... FML

Edited by phoenixrage (04/11/11 02:40 PM)
_________________________
Don't question things, everything is good the way it is and no improvements or suggestions needed.

Top
Page 3 of 7 <12345>Last »


Moderator:  c2k, LNXGUY, TheRealCSnapper, Professor Paki 
Hop to:
Shout Box

CSi Sponsors

DiGBiC Lighters
DiGBiC Lighters
DallasColo
Dallas Colocation
ClubSi.com Shirts
ClubSi-Shirts
GameStop
Black-Friday Specials
Big Brake Kits
StopTech.Sale BBK Clearance
Brake Kits
Buy Brake Kits
EBC Brake Kits
EBC Brake Kits
BuyBrakes
Brake Kits-Pads & Rotors Sets
StopTech Brake Kits
StopTech
StopTech NZ
StopTech
StopTech Australia
StopTech
Hawk Brake Pads
Hawk Brake Pads
Samys Camera
GoPros, Cameras, Gear
Brake Specials Near Me
Brake Specials Near Me
Brake Pad Coupons
Coupon Code "hondafetish"
Porsche Brakes
Porsche Brake Upgrades
2-Piece Rotors-Civic Type-R
2-Piece Civic Rotors
Advertisement

| Brake Pads | | How To Change Brake Pads | | Drilled Slotted Brake Kits Cheap | EBC Brake Kits | Performance Brake Kits | Brake Specials Near Me | How To Replace Brake Pads