#5490553 - 04/11/11 02:46 PM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Euphoricuck]
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LNXGUY
Post Master Supreme
Registered: 08/06/00
Posts: 106985
Loc: Barrie, Ont,
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barrie address sure helps
For sure.
Imagine if I told them I worked locally and didn't commute into the city everyday.
_________________________
-Bill The GN would OWN you, your children and your children's children. '09 E90 335 d
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#5551746 - 05/10/11 10:50 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: phoenixrage]
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Senor Eduardo_82
miataist
Post Master Supreme
Registered: 01/09/03
Posts: 38036
Loc: Ca�ada
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Renewal is in the mail and my rate is going up this year. Looks like $20/month. Just tried some online quotes and I still can't beat the rate I'm getting as staff. Just gotta bend over and take it.
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#5551831 - 05/10/11 11:12 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Senor Eduardo_82]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9485
Loc: Toronto, ON
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#5587720 - 05/26/11 11:12 PM
Re: insurance renewal time.... what do you pay and who you with?
[Re: phoenixrage]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
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Just got my renewal. 2 vehicles. Clean record / no accidents. 1 car classed 01 and one 02, Markham address.
$1M liability, no other frills.
1998 Honda Civic EK 4 door 2002 HOnda Civic EP3
$225 per month down from $236 per month but there are less coverages now.
I miss the days when I worked for an insurance company with personal lines insurance. I was paying $800 per car.
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#5587800 - 05/27/11 12:07 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: A2B-Lexus]
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Risky Business
Provides a Great Work Environment. he/him
Post Master Supreme
Registered: 05/17/10
Posts: 44797
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That's pretty expensive for those two.
How much is the EK? My EK is about 85/month liability only with TDMM w/CMA + York U discounts.
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#5588005 - 05/27/11 08:13 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Screamin Type ARGH!]
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spd-dmn
Post Master
Registered: 11/24/04
Posts: 2271
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i have 4 different insurance companies
belair aviva wawanesa state farm
i just took the 240 off of belair and put it on the custom wheel plan
was payin $200 / month
now it's $27 / month (yes, two seven).
been waitin 5 years to get on that shit
pulsar is $125 / month (wawanesa)
bike $50 / month (state farm)
i also have my old 240sx beater hatch still insured (with belair) but 'suspended' so its only $10 a month
27 in vaughan, 1 ticket for speeding (15 over)
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#5588037 - 05/27/11 08:30 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: spd-dmn]
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Risky Business
Provides a Great Work Environment. he/him
Post Master Supreme
Registered: 05/17/10
Posts: 44797
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Hey, what's this "custom wheel" plan?
How do I get the M3 on one of those? What company? What are the requirements?
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#5588045 - 05/27/11 08:35 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Risky Business]
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spd-dmn
Post Master
Registered: 11/24/04
Posts: 2271
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i believe its underwritten by aviva
the broker is lant, in stoufville i think (www.lant-ins.ca)
you need:
-car thats 15 years old -an appraisal for said car (not MTO style, but 'insurance' style. they cost about 200) -10 yrs driving experience (from g2) -a good record -a daily driver insured regularly with your existing co
the policy covers hobby use only. meaning you only drive the car in a manner thats consistent with collector car use
aka no driving to work, no driving to get groceries, no racing, etc
which to me isnt a big deal because thats how i use the 240 anyway these days. the pulsar is my daily. and when its nice out i find myself taking the bike anyway
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#5588069 - 05/27/11 08:46 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Screamin Type ARGH!]
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Senor Eduardo_82
miataist
Post Master Supreme
Registered: 01/09/03
Posts: 38036
Loc: Ca�ada
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Mike, you can get cheaper premiums than Lant through Zehr brokers. Their plans are structured the same as Lant's but with better coverages (ie: $2MM liability).
http://www.zehrvintagecars.com/auto-insurance.php
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#5588095 - 05/27/11 08:56 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Senor Eduardo_82]
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spd-dmn
Post Master
Registered: 11/24/04
Posts: 2271
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yeah i did look into that too, but ive been told be numerous people that lant is the best
honestly whether its 19 or 27 dollars a month i reaalyyyy dont care hahaha
ive literally been counting down to the 10-year licensed mark since i found out this type of plan existed
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#5588152 - 05/27/11 09:19 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: phoenixrage]
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spd-dmn
Post Master
Registered: 11/24/04
Posts: 2271
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theres no mileage restriction
just usage restriction
so basically if youre using it as a hobby car and not to do your daily chores, its ok
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#5588158 - 05/27/11 09:21 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Risky Business]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
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That's pretty expensive for those two.
How much is the EK? My EK is about 85/month liability only with TDMM w/CMA + York U discounts.
I think the difference is the CMA discount. I have the U of T one but the credit is not as close as the CMA one. (had a friend who converted his discount from UT to CMA and the diff was significant)
I am not sure how much it is for the EK....don't have the policy in hand.
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#5588360 - 05/27/11 10:30 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Senor Eduardo_82]
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Risky Business
Provides a Great Work Environment. he/him
Post Master Supreme
Registered: 05/17/10
Posts: 44797
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Called lant, it's $22.50/month, but I have to wait until Jan 2012 if the car is 1997.
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#5589192 - 05/27/11 03:46 PM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Risky Business]
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spd-dmn
Post Master
Registered: 11/24/04
Posts: 2271
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valued at 13k or thereabouts? nice
its worth it man
and the policy is a 19A appraised value, meaning if your car gets written off
you get the full value. no depreciation.
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#5684103 - 07/15/11 10:27 PM
Re: insurance renewal time.... what do you pay and who you with?
[Re: phoenixrage]
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hyper-s2k
Post Master Supreme
Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
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i was worried this year's renewal i'll get bent: wifey got into a non-at-fault accident in October, and my ticket should've been on record by now.
last year's total (both cars): $2783 this year's total (both cars): $2650
doesn't make sense but i frickin' love it!
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do? '13 x1 - now @ 99,xxx km - a2b car '10 x3 - now @ 123,xxx km - time 2 go? '03 s2k - now @ 80,xxx km - a2a car '08 535i - sold @ 149,421 km - cashed out just in time! '08 impreza 2.5i - sold @ - 64,147 km - smh POS '01 rav4 - killed @ 155,879 km - RIP old friend
"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer
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#5684334 - 07/16/11 07:37 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: hyper-s2k]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
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My pricing overall was similar but considering the scaled back the accident benefits, it was actually an "increase" as we are getting a lot less coverage for the $$$. Ontario auto is pretty messed up still.
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#5727129 - 08/08/11 09:45 AM
Re: insurance renewal time.... what do you pay and who you with?
[Re: Alpha-Trion]
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Risky Business
Provides a Great Work Environment. he/him
Post Master Supreme
Registered: 05/17/10
Posts: 44797
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Ok, since I am moving to Markham and I don't want to play games of keeping my cars at different address for savings I need a new company.
TDMM is increasing my M3 50% and my civic 20%.
I am looking to move two cars + home insurance. Male, 1 ticket, no accidents.
Who should I call? I need a company that does the LEAST amount of policies in Markham. It's due to the high amount of "professionals" in Markham almost everyone is with TDMM, which has killed rates for the area
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