that would largely depends on your plan. If you have a plan like mine, 20gb, 65 a month, then yes it's better to buy a phone outright.
im similar c2k (15gb/$60 per month) wife and i moved to Oneplus phones and bought outright. happy with our choice, esp knowing we barely use all the data. but its nice to have in case i cant find wifi for work
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"I'd love it if we did it... but I guess I'm a big skeptic on Canadians because so many are retarded as fuck." - 355-Si, 2020