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#9483242 - 01/09/19 08:56 PM Identify theft / credit monitoring? CKarma vs Equi vs TU
furball Offline
Post Master Sr


Registered: 09/24/03
Posts: 9484
Loc: Toronto, ON
The end of last year was a cluster fuck, and ended up losing my EDL (Enhanced Driver's Licence) and ownership </FurBall>

Reported it to popo, and got a temp for now.

Has anyone used an identity theft and/or credit monitoring service? Credit Karma is 'free', but I haven't dug deep enough yet to see if it 'alerts' you via email/text/etc and it seems they only query Equi or TU, but not both...?

Seems most places that query your credit history/etc only do either/or Equifax vs TransUnion, so .... it seems ur kinda fucked unless you find a service that does both?

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#9483244 - 01/09/19 09:00 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: furball]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47659
Loc: T.O. - Canaduh
don't worry man, nobody wants to steal your life of all people.....
_________________________

"Ban low performance drivers, not high performance cars"

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#9483258 - 01/09/19 09:09 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Screamin Type ARGH!]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
^oh shit lol
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#9483362 - 01/10/19 06:54 AM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Hatorade]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44789

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#9483809 - 01/10/19 03:19 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Risky Business]
titty sprinkles Offline
Post Master Supreme


Registered: 08/22/05
Posts: 17165
Loc: Toronto,Ontario
i just signed up for credit karma before i got the new car. i find it great, they were on point with the notifications when acura finance ran the credit check and when the new lease went on my record, everyone should have it imo.
_________________________
2019 TLX Aspec

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#9484655 - 01/11/19 06:00 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: titty sprinkles]
zaius Offline
Post Master Sr


Registered: 04/30/05
Posts: 8587
Loc: Toronto
i run credit karma. my scotiabank account also has a credit check program too
_________________________
2003 dc5 typeS.
looks stock.

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#9484701 - 01/11/19 06:47 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: zaius]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
CK is decent especially since it’s free. I do find the credit score to be on the optimistic side though.
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#9484840 - 01/11/19 10:41 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Hatorade]
Senor Eduardo_82 Offline
miataist
Post Master Supreme


Registered: 01/09/03
Posts: 38036
Loc: Ca�ada
So they're lying to me?

\:\(


Warning, Spoiler:

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#9484917 - 01/12/19 05:52 AM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Senor Eduardo_82]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44789
Credit Karma is great for the alerts. Not that this happens often but my auditor ran my personal credit score recently (part of engagement contract) and I get an alert right away. Went down from 850 to 836.
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#9484995 - 01/12/19 12:18 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Risky Business]
OracerO Offline
Post Master Sr


Registered: 10/07/02
Posts: 3949
Loc: GTA
Had a free year of Equifax Premier. After it was up, i realized i couldnt live without it. I"m on the Equifax complete friends and family plan now.

I get notified on everything.

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#9485587 - 01/13/19 06:53 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: OracerO]
Simon_the_Pieman Offline
Post Master Sr


Registered: 08/13/01
Posts: 9461
Loc: The A
wife used equifax when her wallet got stolen.
they flagged everything.
they bought yogenfruz to test, a shit load of laptops and ipads at apple, then even tried calling in to unlock it pretending to be my wife when it got shut down. luckily she got all her credit back.
_________________________
"I'd love it if we did it... but I guess I'm a big skeptic on Canadians because so many are retarded as fuck." - 355-Si, 2020

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#9487924 - 01/16/19 01:03 PM Re: Identify theft / credit monitoring? CKarma vs Equi vs TU [Re: Simon_the_Pieman]
iamfob Offline
Post Master Supreme


Registered: 09/06/02
Posts: 24697
Loc: Out There
 Originally Posted By: Simon_the_Pieman
wife used equifax when her wallet got stolen.
they flagged everything.
they bought yogenfruz to test, a shit load of laptops and ipads at apple, then even tried calling in to unlock it pretending to be my wife when it got shut down. luckily she got all her credit back.


man that sucks. Good for credit card company to lock it down ASAP
_________________________
FTMFW!!!

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