| titty sprinkles |
| (Post Master Supreme) |
| 10/11/12 02:59 PM |
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how much do you pay for house insurance? ver. probably asked
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$42 dollah. / month $1000 deduct.
| Risky Business |
| (Post Master Supreme) |
| 10/11/12 03:21 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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That's cheap, what's your coverage like?
Dig up the old thread, I posted my specs there.
~$60/month
| titty sprinkles |
| (Post Master Supreme) |
| 10/11/12 04:38 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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-$1000 deduct
-sewage backup coverage
-content
-accident - basically, lets say i drop a TV or some shit i can claim that
and a bunch of other normal stuffs.
| Risky Business |
| (Post Master Supreme) |
| 10/11/12 05:12 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Not that coverage, the house rebuild value, rental coverage, blah blah.
| titty sprinkles |
| (Post Master Supreme) |
| 10/11/12 05:42 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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oh rebuild is $400k, no rental coverage cause i'm not renting out anything.
| Risky Business |
| (Post Master Supreme) |
| 10/11/12 05:55 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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400k for rebuild on your house? That doesn't make sense, mine is like 280
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
| Senor Eduardo_82 |
| (Post Master Supreme) |
| 10/11/12 06:39 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Originally Posted By: Risky Business
incorrectly installed gas lines
Impossible. Even an accountant couldn't mess up that job.
| Risky Business |
| (Post Master Supreme) |
| 10/11/12 06:45 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Originally Posted By: eddie_82
Originally Posted By: Risky Business
incorrectly installed gas lines
Impossible. Even an accountant couldn't mess up that job.
| Choco 'Nuck |
| (Post Master Supreme) |
| 10/11/12 07:22 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Originally Posted By: Risky Business
400k for rebuild on your house? That doesn't make sense, mine is like 280
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
How the fack is yours 280k? My rebuild value was over 600. I told the estimator he could eat a dick. I think thats how they scam you, overestimating.
| titty sprinkles |
| (Post Master Supreme) |
| 10/11/12 07:25 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Originally Posted By: Risky Business
400k for rebuild on your house? That doesn't make sense, mine is like 280
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
beats me? they asked if my house were to blow up (diy gas fittings..lol jks) how much would it be to re-build it...i'm no accountant so i just said $400k? (lol jks again)
| Risky Business |
| (Post Master Supreme) |
| 10/11/12 07:36 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Originally Posted By: Chocolate Canuck
Originally Posted By: Risky Business
400k for rebuild on your house? That doesn't make sense, mine is like 280
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
My rental coverage is 50k, it has nothing to do with rent, it's for when your house is damaged and you have to live offsite in comparable housing you have a maximum you can spend during the rebuild process.
I checked this in anticipation of blowing up my house due to incorrectly installed gas lines, it's important information.
How the fack is yours 280k? My rebuild value was over 600. I told the estimator he could eat a dick. I think thats how they scam you, overestimating.
What fucking insurance companies are you people with? I am with TD, they are the ones that told me rebuild value based on the specs/square footage/materials/age of home/current sq.ft cost to build.
If my house is 2,100 sq. ft. with a finished basement it's $133/sq foot to rebuild.
Don't quote me on numbers I don't remember but it was around that.
There is no way your house is insured for 600k rebuild cost, NO FUCKING WAY. That's 4000+ territory.
Or on the flip side TD is scamming me and they know I am gonna blow this bitch up soon and they want to fuck me.
| zc911 |
| (Post Master Supreme) |
| 10/11/12 07:46 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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mine jsut went up to $123 month! what the fuck(no i didnt claim anything) it was $105/month
gonna have to call around.
They did my rebuild price at 550k
| Senor Eduardo_82 |
| (Post Master Supreme) |
| 10/11/12 07:50 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Clearly they left out the shed.
Add $150k.
| Risky Business |
| (Post Master Supreme) |
| 10/11/12 07:52 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Ok I am getting fucked over here large. Jesus.
The shed for sure is 150k...tack on another 200k because /markham.
| Choco 'Nuck |
| (Post Master Supreme) |
| 10/11/12 07:52 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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Just checked it, it was 633k with RBC, replacement cost.
| hyper-s2k |
| (Post Master Supreme) |
| 10/12/12 02:43 AM |
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Re: how much do you pay for house insurance? ver. probably asked
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$53 / month
| A2B-Lexus |
| (Post Master Supreme) |
| 11/13/12 10:42 AM |
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Re: how much do you pay for house insurance? ver. probably asked
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Just got my home insurance. $428 per year. Gold package through TD. $1000 ded for the house w my car insurance.
| iamfob |
| (Post Master Supreme) |
| 11/13/12 10:59 AM |
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Re: how much do you pay for house insurance? ver. probably asked
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I think I paid something like $600 a year
| A2B-Lexus |
| (Post Master Supreme) |
| 11/13/12 11:25 AM |
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Re: how much do you pay for house insurance? ver. probably asked
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^
big place you got there!
I only got $50k in coverage for sewer back up....considering it isn't furnished, it should be sufficent.
Got to read the policy once I get it. They really don't explain the coverages very well.
| iamfob |
| (Post Master Supreme) |
| 11/13/12 02:18 PM |
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Re: how much do you pay for house insurance? ver. probably asked
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I dont have the exact figure with me, I know it's between $500 to $600
1500 sq ft semi-detach so not exactly big