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#8460239 - 12/01/15 05:25 PM Question about Auto Insurance - Vehicle is 15 years old
azn_outlaw Offline
Post Master Jr


Registered: 05/30/01
Posts: 1713
Loc: Etobicoke, Ontario
So I have a question that really I dont know too much about.

I am trying to get auto insurance for my 2000 Lexus GS400, i got a good rate from Hub International

but they require both a scan of my ownership and the next part is a vehicle inspection by a company that what the agent told me is bullseye, so I got to get the car inspected by this company and they well be the one who can either clear or not clear my car to insured, which also means can effect the quote which can only me it can go higher..

has any one every had to do an inspection on a car that is 15 years old? What is involved?

do I have to go through what they recommend me or can I do it myself?

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#8460354 - 12/01/15 06:58 PM Re: Question about Auto Insurance - Vehicle is 15 years old [Re: azn_outlaw]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
These are questions you should be asking them.
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#8460915 - 12/02/15 10:20 AM Re: Question about Auto Insurance - Vehicle is 15 years old [Re: phoenixrage]
4age Offline
XD XD XD XD
Post Master Sr


Registered: 09/11/01
Posts: 3969
Loc: North York, Ontario, Canada
The inspection is probably to determine value.
It may be an appraisal. Depending on the appraised #, your insurance rate will vary accordingly.
Same thing they do with classic cars, though not sure this qualifies \:D
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#8460974 - 12/02/15 10:56 AM Re: Question about Auto Insurance - Vehicle is 15 years old [Re: 4age]
iamfob Offline
Post Master Supreme


Registered: 09/06/02
Posts: 24697
Loc: Out There
When my insurance was renewed, the insurance company gave me a phone number to have my car inspect by the inspector at the Canadian Tire windshield repair kiosk. The inspection took like 5 minutes, the dude snapped pictures of my car (front, side, back and mileage on cluster)
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#8461137 - 12/02/15 12:37 PM Re: Question about Auto Insurance - Vehicle is 15 years old [Re: iamfob]
Choco 'Nuck Offline
Proud Member of BLM
Post Master Supreme


Registered: 07/10/01
Posts: 17568
Loc: Somewhere out there
The inspection is just to prevent fraud. They want to make sure you are insuring an actual vehicle that matches the VIN and not something thats already scrapped.
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#8461200 - 12/02/15 01:29 PM Re: Question about Auto Insurance - Vehicle is 15 years old [Re: Choco 'Nuck]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47669
Loc: T.O. - Canaduh
i had to do that with the R (it's 1998 but i do not think it was 15 as yet when i had it done? cant recall).

anyway TDMM ins gave me the closest location to me at the time, i went...it was a rustcheck/emissions shop of some sort in markham. dude came out with a checklist, walked around my car for 20 sec's, looked inside my car, popped the hood/trunk and said "yeah it's fine". we walked in, we both signed the form and that was it lol. didn't have to pay anything.


Edited by Screamin DC2R (12/02/15 01:30 PM)
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