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#4841102 - 06/22/10 10:44 AM insurance renewal time.... what do you pay and who you with?
Starskie Offline
Major Member


Registered: 04/15/02
Posts: 1449
Loc: Toronto
currently with johnsons and i'm paying just under 200 for an 06 mazda 3. 28 years old, 1 claim (not at fault), no tickets. my insurance has gone up 3 years in a row. i think it's time for a change. so far i've only checked pc insurance but with them it's about 225 a month.
_________________________
The day we were born is the same day we begin to die

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#4841111 - 06/22/10 10:50 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Starskie]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7165
Loc: Portland and Toronto
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.

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#4841124 - 06/22/10 10:56 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
furball Offline
Post Master Sr


Registered: 09/24/03
Posts: 9482
Loc: Toronto, ON
kanetix.ca
insurancehotline.ca

?

I fucking hate applying for a quote. You know why? Cuz I can't fucking remember when I got my G1, when I got my G2 ... Fuck, who fucking remembers that shit?

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#4841152 - 06/22/10 11:07 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
Starskie Offline
Major Member


Registered: 04/15/02
Posts: 1449
Loc: Toronto
 Originally Posted By: 87ZCSi
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.


did an online quote with smartcoverage... quoted me 163 a month. wooo gonna give them a call at lunch
_________________________
The day we were born is the same day we begin to die

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#4841179 - 06/22/10 11:14 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
Choco 'Nuck Offline
Proud Member of BLM
Post Master Supreme


Registered: 07/10/01
Posts: 17568
Loc: Somewhere out there
 Originally Posted By: 87ZCSi
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.

This, because this guy copied me

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#4841211 - 06/22/10 11:22 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7165
Loc: Portland and Toronto
So did my Fiance. We even got the multi line discount for living together, something others wouldn't give us.
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#4841237 - 06/22/10 11:31 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
Can't wait till my renewal is up in Sept. Right now I'm paying farking $3800/yr for the two cars. Got a quote couple weeks ago with a different ins. co. and it's going to be $2700. Man fuck this noise!
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#4841244 - 06/22/10 11:35 AM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
Renewal time on July 31. I get a 20% discount from since I work for an insurance co. I used to get 40% off. I was paying

$80 a month for a 2002 EP3
Markham
Over 30 yrs old
No tix
No accidents

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#4841271 - 06/22/10 11:45 AM Re: insurance renewal time.... what do you pay and who you with? [Re: A2B-Lexus]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44789
$96/month for the M3
$112/month for the civic


With TD MM, I get a York U alumni discount and another 15% off for being a CMA.

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#4841277 - 06/22/10 11:49 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Risky Business]
furball Offline
Post Master Sr


Registered: 09/24/03
Posts: 9482
Loc: Toronto, ON
WTF ... I'm looking at $1750-$1850 for the POS '01 EL.

> 30 yrs old
no tix
downtown. Tried a Markham and North York postal code to see how it differs, not by much.

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#4841457 - 06/22/10 12:39 PM Re: insurance renewal time.... what do you pay and who you with? [Re: furball]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47619
Loc: T.O. - Canaduh
er, don't we have this thread like every 3 months?

checked that smartcoverage.ca site....eih rate was same as what i get with either TD MM (w/ discount for working at Honda) and at RBC Ins. (with discount for having mortgage there). now if that smartcoverage rate goes down if the apply my discount on top of their rate....that'd be worth swtiching.
_________________________

"Ban low performance drivers, not high performance cars"

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#4841581 - 06/22/10 01:05 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
my rates keep going up year after year with TDMM...fuck them
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#4841592 - 06/22/10 01:08 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Hatorade]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44789
I am pretty sure my rates will be going up come september since I got dinged with two tickets in the past year that I couldn't fight in court. Doesn't matter, m3 is coming off insurance anyway.
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#4841719 - 06/22/10 01:44 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Risky Business]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7165
Loc: Portland and Toronto
 Originally Posted By: Risky Business
m3 is coming off insurance anyway.

WTF?

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#4841788 - 06/22/10 02:03 PM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
dilbert Offline
Post Master


Registered: 04/10/02
Posts: 2705
Loc: SW Ontario
Just call every insurance company you can. Make a list of all the crap you want so that they are even and dial away. Take your lowest rate and go back to your current company, see if they will match it.
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#4842180 - 06/22/10 03:39 PM Re: insurance renewal time.... what do you pay and who you with? [Re: dilbert]
The Postman Online   willy_nilly
A-List Member also The Man
Post Master Sr


Registered: 02/13/02
Posts: 4971
My wife and I have been with Johnson/Unifund for about 5 years and they have been great with us. Ive had an accident and 2 minor tickets and they really havent jacked up our rates. We get multiple discounts for been grads from a certain college, another for my wife's profession, multi-car, accident and ticket forgiveness.

Paying just under $300 for the 07 Si, 10 Genesis and our house insurance. We are also both over 30 and we live out in the boonies of Hamilton.

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#4843493 - 06/22/10 10:29 PM Re: insurance renewal time.... what do you pay and who you with? [Re: The Postman]
xza8 Offline
Sr Member


Registered: 12/18/09
Posts: 1065
23
05 TL
No collision coverage
$150 with Bel Air Direct

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#4843497 - 06/22/10 10:31 PM Re: insurance renewal time.... what do you pay and who you with? [Re: xza8]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
No collison...damn. That shit is going to be $$$$$ if you have an at fault loss. (or 50/50 for that matter)
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#4843500 - 06/22/10 10:33 PM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
Euphoricuck Offline
Post Master Supreme


Registered: 11/05/03
Posts: 92703
Loc: Canadistan
 Originally Posted By: 87ZCSi
 Originally Posted By: Risky Business
m3 is coming off insurance anyway.

WTF?
he bought it to wack off on


_________________________

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#4843882 - 06/23/10 01:28 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Euphoricuck]
civic13 Offline
Post Master


Registered: 04/18/01
Posts: 2654
Loc: You Know
Someone please edumecate me. My policy renewal comes in to effect in feb.'11 and the monthly payments are withdrawn automatically from my bank account. If I find a better rate by then do I notify my current company that I want to cancel before that date or will the new company take care of all the BS switch-over stuff?
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#4845207 - 06/23/10 01:02 PM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
^ check your policy (i.e. read the fine print) -- some require a month's notice before cancellation.

just have the new policy start when you want it to start and time it with when you want the old one terminated.
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

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#4847770 - 06/24/10 10:06 AM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
Alpha-Trion Offline
Post Master Sr


Registered: 06/10/02
Posts: 6956
Loc: Milltown
We just recently posted this info on our website regarding the upcoming auto insurance reform...

http://www.rbcinsurance.com/autoreform/

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#4847836 - 06/24/10 10:23 AM Re: insurance renewal time.... what do you pay and who you with? [Re: civic13]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
 Originally Posted By: civic13
Someone please edumecate me. My policy renewal comes in to effect in feb.'11 and the monthly payments are withdrawn automatically from my bank account. If I find a better rate by then do I notify my current company that I want to cancel before that date or will the new company take care of all the BS switch-over stuff?


Just cancel on the expiry date.....anytime you cancel your whole policy before the expiry date, you would be hit with a short rate cancellation where there is a penalty built in.

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#4872010 - 07/05/10 02:15 PM Re: insurance renewal time.... what do you pay and who you with? [Re: A2B-Lexus]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
Reality check. I just checked my insurance premium for my car.

With my discount for the new company, its $1697 for my EP! \:\(

Time to shop for my car insurance like the rest of you guys!

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#4872030 - 07/05/10 02:28 PM Re: insurance renewal time.... what do you pay and who you with? [Re: A2B-Lexus]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
^ that's pretty steep - do you have it on pleasure driving only w/ < 10,000 km / yr.?

i'd hate to see what it would cost if it was a daily beater.
_________________________
'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

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#4872072 - 07/05/10 02:52 PM Re: insurance renewal time.... what do you pay and who you with? [Re: hyper-s2k]
A2B-Lexus Offline
Post Master Supreme


Registered: 04/19/01
Posts: 45550
Loc: Raptors Land
My bro's 98 shitvic was 1350.

My car's annual kms is listed under 8000kms per year.

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#4872097 - 07/05/10 03:15 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Starskie]
titty sprinkles Offline
Post Master Supreme


Registered: 08/22/05
Posts: 17149
Loc: Toronto,Ontario
 Originally Posted By: Starskie
currently with johnsons and i'm paying just under 200 for an 06 mazda 3. 28 years old, 1 claim (not at fault), no tickets. my insurance has gone up 3 years in a row. i think it's time for a change. so far i've only checked pc insurance but with them it's about 225 a month.


weird. i'm with johnsons too. for both integras full coverage, no accidents or tickets and i was paying $224/month, then i turned 25 last year and it went to $178/month. hasen't gone back up since.

then again i'm just insuring two $3000 (if that) integras.
_________________________
2019 TLX Aspec

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#4872610 - 07/05/10 07:20 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
Balhar Offline
Post Master Supreme


Registered: 06/16/02
Posts: 16824
Loc: Gee Tee Ay
 Originally Posted By: Chocolate Canuck
 Originally Posted By: 87ZCSi
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.

This, because this guy copied me



if you're 30 i'm 17

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#4872666 - 07/05/10 07:44 PM Re: insurance renewal time.... what do you pay and who you with? [Re: 87ZCSi]
Astroboy93 Offline
Post Master Jr


Registered: 07/09/02
Posts: 1666
Loc: Toronto, ON
 Originally Posted By: 87ZCSi
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.


\:o I'm almost double that, similar car, age but fak I gotta move out of the city.

I just got my renewal with Belair Direct, 08 328i, from 1980 to 2680

That smartcoverage link looks like it can save me a ton, they are quoting 2050.

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#4872766 - 07/05/10 08:23 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Balhar]
Choco 'Nuck Offline
Proud Member of BLM
Post Master Supreme


Registered: 07/10/01
Posts: 17568
Loc: Somewhere out there
 Originally Posted By: Balhar
 Originally Posted By: Chocolate Canuck
 Originally Posted By: 87ZCSi
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.

This, because this guy copied me



if you're 30 i'm 17

You can't be a cab driver at 17 :p

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#4872810 - 07/05/10 08:42 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Choco 'Nuck]
Balhar Offline
Post Master Supreme


Registered: 06/16/02
Posts: 16824
Loc: Gee Tee Ay
 Originally Posted By: Chocolate Canuck
 Originally Posted By: Balhar
 Originally Posted By: Chocolate Canuck
 Originally Posted By: 87ZCSi
06 330i
30 yrs old
Live in suburbs
clean record
smartcoverage.ca -> 110 / month or close to it.

This, because this guy copied me




if you're 30 i'm 17

You can't be a cab driver at 17 :p


i use my uncle's license

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#4872862 - 07/05/10 09:13 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Balhar]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47619
Loc: T.O. - Canaduh
just got a letter from TD MM based on the new Ont. gov. deal whereby starting Sept 1st you can adjust options within your own insurance policy, thus HOPEFULLY making it cheaper (without dropping major important tings).
_________________________

"Ban low performance drivers, not high performance cars"

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#4872882 - 07/05/10 09:19 PM Re: insurance renewal time.... what do you pay and who you with? [Re: Screamin Type ARGH!]
LNXGUY Moderator Offline
Post Master Supreme


Registered: 08/06/00
Posts: 106768
Loc: Barrie, Ont,
Johnson Insurance.

Car + Truck + house = $200 a month
_________________________
-Bill
The GN would OWN you, your children and your children's children.
'09 E90 335d

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#4873229 - 07/06/10 03:49 AM Re: insurance renewal time.... what do you pay and who you with? [Re: LNXGUY]
Senor Eduardo_82 Offline
miataist
Post Master Supreme


Registered: 01/09/03
Posts: 38036
Loc: Ca�ada
1997 CIvic (liability only) + house = $135/mo. I still have an accident on my record from 2006 \:\(

New whip = $500 annual.

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#4873491 - 07/06/10 09:56 AM Re: insurance renewal time.... what do you pay and who you with? [Re: Senor Eduardo_82]
Choco 'Nuck Offline
Proud Member of BLM
Post Master Supreme


Registered: 07/10/01
Posts: 17568
Loc: Somewhere out there
^^ That's what you pay when you drive a "classic"
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