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#5296193 - 01/10/11 09:09 AM What is your commute cost?
c2k Moderator Offline
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Registered: 05/21/00
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Loc: Wiesloch-Walldorf, Germany
My monthly commute cost is 178 bucks which includes the gas, insurance, maintenance and wear and tear.

I got a job offer elsewhere and that would bring a 45% increase on the commute cost per month and the pay is only 11% more in salary and I think I'll just turn that down.
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#5296202 - 01/10/11 09:12 AM Re: What is your commute cost? [Re: c2k]
LNXGUY Moderator Offline
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Registered: 08/06/00
Posts: 108436
Loc: Barrie, Ont,
I haven't thought about it, lol.
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#5296207 - 01/10/11 09:14 AM Re: What is your commute cost? [Re: c2k]
Astroboy93 Offline
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Registered: 07/09/02
Posts: 1666
Loc: Toronto, ON
$178 including gas and insurance? WTF. How is that possible? My insurance is like $180, gas is like $400 and car payment on top of that.

But what is 11% salary? If its like 10k, then 45% on $178 isn't much.

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#5296224 - 01/10/11 09:18 AM Re: What is your commute cost? [Re: Astroboy93]
phoenixrage Offline
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Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
LOL comparison fail ?
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#5296232 - 01/10/11 09:21 AM Re: What is your commute cost? [Re: phoenixrage]
A2B-Lexus Offline
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Registered: 04/19/01
Posts: 45596
Loc: Raptors Land
$200 Go train
$133 Car insurance
$80-$100 Gas
$0 car payments since its paid for.
$0 maintainance since my car is relatively problem free.

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#5296237 - 01/10/11 09:22 AM Re: What is your commute cost? [Re: Astroboy93]
c2k Moderator Offline
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Registered: 05/21/00
Posts: 19346
Loc: Wiesloch-Walldorf, Germany
 Originally Posted By: Astroboy93
$178 including gas and insurance? WTF. How is that possible? My insurance is like $180, gas is like $400 and car payment on top of that.

But what is 11% salary? If its like 10k, then 45% on $178 isn't much.


I dont have car payments. I loathe them and the cars depreciate too quickly so I dont see the point in having a new car and be trapped for paying monthly payments on a car for 5 years. I havent had a car payment in 7 years and I intend on keeping it that way.

Plus my current commute is a total of 14km each way and I drive a 03 honda civic which gives me close to 600 to 650 km a tank since I use the highway to commute and my work is right off the highway.

11% is 11% which I wont reveal my current salary lol.
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#5296245 - 01/10/11 09:24 AM Re: What is your commute cost? [Re: A2B-Lexus]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
broken down weekly since I have my car payment done weekly...

$46 for insurance
$78 for car payment
$20 for 407 (per week approx)
approx 1.25 tanks of gas per week, so $60.

maint. on the car, last year I spent about $700 total for the year on oil changes and new front brakes pads & rotors, sticker, new plates .
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#5296256 - 01/10/11 09:26 AM Re: What is your commute cost? [Re: phoenixrage]
c2k Moderator Offline
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Registered: 05/21/00
Posts: 19346
Loc: Wiesloch-Walldorf, Germany
 Originally Posted By: phoenixrage
broken down weekly since I have my car payment done weekly...

$46 for insurance
$78 for car payment
$20 for 407 (per week approx)
approx 1.25 tanks of gas per week, so $60.

maint. on the car, last year I spent about $700 total for the year on oil changes and new front brakes pads & rotors, sticker, new plates .


204 bucks a week?
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#5296275 - 01/10/11 09:32 AM Re: What is your commute cost? [Re: c2k]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7323
Loc: Portland and Toronto
For 2 people, not just commute but overall transit costs

GO Transit - 500 (two people to Union + parking spot cause parking is bullshit)
TTC - 80 (I'm 1/2 way to work once I get to Union from Ajax)
Insurance - 200 (2 cars in the burbs)
Gas - 400 (1 tank / week in BMW + 1/2 tank / week in Jetta)
Payment - 400 (BMW)
Maintenance ~300 (I run 19's, 'nough said, and I actually do oil changes)

~1900/month

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#5296284 - 01/10/11 09:34 AM Re: What is your commute cost? [Re: 87ZCSi]
Choco 'Nuck Offline
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Registered: 07/10/01
Posts: 17569
Loc: Somewhere out there
You can't count the car payment, and insurance as part of the calculation, its a sunk cost. The only costs directly attributable are
1. Gas
2. Mileage.

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#5296291 - 01/10/11 09:35 AM Re: What is your commute cost? [Re: c2k]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
 Originally Posted By: c2k
 Originally Posted By: phoenixrage
broken down weekly since I have my car payment done weekly...

$46 for insurance
$78 for car payment
$20 for 407 (per week approx)
approx 1.25 tanks of gas per week, so $60.

maint. on the car, last year I spent about $700 total for the year on oil changes and new front brakes pads & rotors, sticker, new plates .


204 bucks a week?


yup, thats assuming I don't go on a road trip somewhere on the weeekend. its not bad considering how much I drive.
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#5296305 - 01/10/11 09:38 AM Re: What is your commute cost? [Re: phoenixrage]
Cozmo Offline
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Registered: 04/26/00
Posts: 5513
Loc: 43°19′30″N/79°48&#...
I go through socks like crazy!! I mean...it's two flights of steps...EACH WAY!! sometimes more then twice a day!!
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#5296309 - 01/10/11 09:38 AM Re: What is your commute cost? [Re: phoenixrage]
JEFFOS Offline
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Registered: 01/27/00
Posts: 29176
Loc: Toronto
Probably $300 for the month for gas.
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#5296313 - 01/10/11 09:39 AM Re: What is your commute cost? [Re: Choco 'Nuck]
87ZCSi Offline
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Registered: 09/06/00
Posts: 7323
Loc: Portland and Toronto
 Originally Posted By: Chocolate Canuck
You can't count the car payment, and insurance as part of the calculation, its a sunk cost. The only costs directly attributable are
1. Gas
2. Mileage.


Then about 800 for the two of us. 300 for her, 500 for me.

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#5296322 - 01/10/11 09:41 AM Re: What is your commute cost? [Re: Cozmo]
87ZCSi Offline
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Registered: 09/06/00
Posts: 7323
Loc: Portland and Toronto
 Originally Posted By: Cozmo
I go through socks like crazy!! I mean...it's two flights of steps...EACH WAY!! sometimes more then twice a day!!


I do that sometimes, but after a few days I crave human interaction. I like a mix of both worlds.

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#5296334 - 01/10/11 09:43 AM Re: What is your commute cost? [Re: Choco 'Nuck]
c2k Moderator Offline
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Registered: 05/21/00
Posts: 19346
Loc: Wiesloch-Walldorf, Germany
 Originally Posted By: Chocolate Canuck
You can't count the car payment, and insurance as part of the calculation, its a sunk cost. The only costs directly attributable are
1. Gas
2. Mileage.


the majority of the folks who utilize their cars as a higher percentage for commuting. One of my buddy commutes 120km a day and that's 31,200 km a year for commuting alone.
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#5296339 - 01/10/11 09:44 AM Re: What is your commute cost? [Re: Cozmo]
phoenixrage Offline
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Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
 Originally Posted By: Cozmo
I go through socks like crazy!! I mean...it's two flights of steps...EACH WAY!! sometimes more then twice a day!!


well, they do have a lot of weight to carry...
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#5296379 - 01/10/11 10:00 AM Re: What is your commute cost? [Re: phoenixrage]
Risk E. Business, esq. Offline
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Registered: 05/17/10
Posts: 46488
Insurance = $90
Gas = $180 (for work alone)
407 = $90


Of that insurance cost though only 50% should be attributed to work, so let's say $50

So for work alone it's $320/month. Not including the wear and tear on the car (it's a civic and it costs nothing to maintain). No payments on it.

I will be cutting out 407 soon though, so that should save me some change.

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#5296387 - 01/10/11 10:05 AM Re: What is your commute cost? [Re: c2k]
JEFFOS Offline
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Registered: 01/27/00
Posts: 29176
Loc: Toronto
 Originally Posted By: c2k
I got a job offer elsewhere and that would bring a 45% increase on the commute cost per month and the pay is only 11% more in salary and I think I'll just turn that down.





Don't always look at a job in costs/pay look at where it can get you in the future (even 5+ years out)
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#5296388 - 01/10/11 10:05 AM Re: What is your commute cost? [Re: JEFFOS]
Risk E. Business, esq. Offline
Provides a Great Work Environment.
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Registered: 05/17/10
Posts: 46488
 Originally Posted By: JEFFOS69
 Originally Posted By: c2k
I got a job offer elsewhere and that would bring a 45% increase on the commute cost per month and the pay is only 11% more in salary and I think I'll just turn that down.





Don't always look at a job in costs/pay look at where it can get you in the future (even 5+ years out)


CTRL + P

'nuff said. ;\)

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#5296421 - 01/10/11 10:19 AM Re: What is your commute cost? [Re: Risk E. Business, esq.]
f22b-dohc Offline
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Registered: 09/09/05
Posts: 11227
Loc: canadia
^ +1

people get comfortable...become lifers...
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#5296445 - 01/10/11 10:26 AM Re: What is your commute cost? [Re: Choco 'Nuck]
Just A Troll Offline
Curved Street Thug Life
Post Master


Registered: 09/24/09
Posts: 2221
 Originally Posted By: Chocolate Canuck
You can't count the car payment, and insurance as part of the calculation, its a sunk cost. The only costs directly attributable are
1. Gas
2. Mileage.


What's a "sunk cost" ?

I don't understand how the car payment can't be used to compute commute costs when a car payment is tax deduction when you use the car for business. Same goes for fuel and parking.

I think the cost of the car should be considered as part of your commute cost because adding kms during commuting devalues you car.
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#5296455 - 01/10/11 10:29 AM Re: What is your commute cost? [Re: Just A Troll]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
depends on the definition of commute cost. To me, its just my cost to own and operate a vehicle which gets me to work.

I think what wayne is saying is, regardless of how much you use your car, the car payment is something that you will pay regardless of the job location? So when comparing 2 job locations and added cost, you should only compare the parts that actually change.

I'm in a similar situation, there's potentially a job for me back out in r.hill, pay increase is about 10-12%, but then i'd have to use the 407 a lot more, and use a bit more gas.


Edited by phoenixrage (01/10/11 10:31 AM)
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#5296464 - 01/10/11 10:32 AM Re: What is your commute cost? [Re: JEFFOS]
c2k Moderator Offline
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Registered: 05/21/00
Posts: 19346
Loc: Wiesloch-Walldorf, Germany
 Originally Posted By: JEFFOS69
 Originally Posted By: c2k
I got a job offer elsewhere and that would bring a 45% increase on the commute cost per month and the pay is only 11% more in salary and I think I'll just turn that down.





Don't always look at a job in costs/pay look at where it can get you in the future (even 5+ years out)


it's the same job I do now which is to run a brand spanking new press that's being installed right now and won't be operational till end of jan or beginning of feb.

2011 41" sheet size press w/ all the bells and whistles 6 color with dual coaters and UV dryers vs a 2004 40" sheet size press that's got a fair bit of mechanical issues and still runs well but still got issues.

I like my week off + my commute which is making it hard for me to decide if I should take the job or not.
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#5296468 - 01/10/11 10:32 AM Re: What is your commute cost? [Re: Just A Troll]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7323
Loc: Portland and Toronto
 Originally Posted By: J.A.C.N

What's a "sunk cost" ?

I don't understand how the car payment can't be used to compute commute costs when a car payment is tax deduction when you use the car for business. Same goes for fuel and parking.

I think the cost of the car should be considered as part of your commute cost because adding kms during commuting devalues you car.

I think you know exactly what he is saying and you're in the mood to be difficult.

Or I'm just cranky, but I think it's #1.

Mr. Entrepeneur here talking like noone here has a regular job with a T4.

Oh, and he said mileage, which is depreciation and wear and tear. These do not equal the payment.

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#5296469 - 01/10/11 10:32 AM Re: What is your commute cost? [Re: Just A Troll]
Risk E. Business, esq. Offline
Provides a Great Work Environment.
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Registered: 05/17/10
Posts: 46488
 Originally Posted By: J.A.C.N.
 Originally Posted By: Chocolate Canuck
You can't count the car payment, and insurance as part of the calculation, its a sunk cost. The only costs directly attributable are
1. Gas
2. Mileage.


What's a "sunk cost" ?

I don't understand how the car payment can't be used to compute commute costs when a car payment is tax deduction when you use the car for business. Same goes for fuel and parking.

I think the cost of the car should be considered as part of your commute cost because adding kms during commuting devalues you car.


He is busting economics 101 on y0 ass.

The car payment should be considered, you are right, but you have to take into account the salvage value of the vehicle once sold, etc to get the *true* cost each month. With a lease it would be easier to calculate.

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#5296470 - 01/10/11 10:32 AM Re: What is your commute cost? [Re: Risk E. Business, esq.]
Fabfive Offline
Member


Registered: 01/05/05
Posts: 892
Loc: Mississauga, Ontario
$500 Car payment
$148 Insurance
$55-$60 Bucks on gas every other week
$0 For parking
$130 on maintenance for the year(2 oil changes, 1 brake service and changed a cabin filter)
Commute is 42 kms round trip

But the drive to and work is the only thing I look forward to when I get up to go to work, its a bit much but its worth it haha.


Edited by Fabfive (01/10/11 10:36 AM)
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#5296491 - 01/10/11 10:36 AM Re: What is your commute cost? [Re: Just A Troll]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
 Originally Posted By: J.A.C.N.
 Originally Posted By: Chocolate Canuck
You can't count the car payment, and insurance as part of the calculation, its a sunk cost. The only costs directly attributable are
1. Gas
2. Mileage.


What's a "sunk cost" ?

I don't understand how the car payment can't be used to compute commute costs when a car payment is tax deduction when you use the car for business. Same goes for fuel and parking.

I think the cost of the car should be considered as part of your commute cost because adding kms during commuting devalues you car.


You do realize that a car payment is only a tax deduction for the self-employed right?

With that said - here's my breakdown per month for our household (3 of us car pool together):

$107 - Metropass
$300 - gas (probably closer to $350 now w/ current gas prices)
$150(?) - insurance on the x3 (when looking at the cost breakdown on my policy)
$25 - monthly parking

so that's $582 per month for 3 people -- 80 km a day (my going to work route is longer than coming home because i don't have to pick up my kid from school)

according to CSI standards that's 0.000000000000001% of my salary LOL -- yeah right. \:D
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'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
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'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

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#5296537 - 01/10/11 10:48 AM Re: What is your commute cost? [Re: hyper-s2k]
phoenixrage Offline
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Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
 Originally Posted By: hyper-s2k

according to CSI standards that's 0.000000000000001% of my salary LOL -- yeah right. \:D


pft.. you're doing it wrong, a true CSi'r would have a driver take the kid to and from school, and you'd be retired.
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#5296558 - 01/10/11 10:53 AM Re: What is your commute cost? [Re: phoenixrage]
Just A Troll Offline
Curved Street Thug Life
Post Master


Registered: 09/24/09
Posts: 2221
 Originally Posted By: phoenixrage
depends on the definition of commute cost. To me, its just my cost to own and operate a vehicle which gets me to work.

I think what wayne is saying is, regardless of how much you use your car, the car payment is something that you will pay regardless of the job location? So when comparing 2 job locations and added cost, you should only compare the parts that actually change.

I'm in a similar situation, there's potentially a job for me back out in r.hill, pay increase is about 10-12%, but then i'd have to use the 407 a lot more, and use a bit more gas.


Ahhh... that makes sense. Thanks for clearing that up.
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#5296565 - 01/10/11 10:55 AM Re: What is your commute cost? [Re: 87ZCSi]
Just A Troll Offline
Curved Street Thug Life
Post Master


Registered: 09/24/09
Posts: 2221
 Originally Posted By: 87ZCSi
 Originally Posted By: J.A.C.N

What's a "sunk cost" ?

I don't understand how the car payment can't be used to compute commute costs when a car payment is tax deduction when you use the car for business. Same goes for fuel and parking.

I think the cost of the car should be considered as part of your commute cost because adding kms during commuting devalues you car.

I think you know exactly what he is saying and you're in the mood to be difficult.

Or I'm just cranky, but I think it's #1.

Mr. Entrepeneur here talking like noone here has a regular job with a T4.

Oh, and he said mileage, which is depreciation and wear and tear. These do not equal the payment.


Sounds like #2... you're cranky today.
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I don't need to use this space to show off my car or my camera gear.

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#5296643 - 01/10/11 11:14 AM Re: What is your commute cost? [Re: Just A Troll]
SiZ Offline
Post Master Sr


Registered: 09/15/00
Posts: 8774
Loc: Longdon, Ontario
I do 100km a day, about 80 litres of gas a week. My insurance is about $20 a week, and maitenance is minimal.

Maybe $150!?
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#5296654 - 01/10/11 11:16 AM Re: What is your commute cost? [Re: Just A Troll]
f22b-dohc Offline
Post Master Supreme


Registered: 09/09/05
Posts: 11227
Loc: canadia
what if you have no job and have car payments?

i walk to and from work.

my car is 20 bucks/insurance -- fire and theft.
g units car is 170 insurance
commute to and from sauga on weekends + groceries. ~ 100 monthly

this shit doesnt make sense if considered "commute" to "work" costs does it?
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#5296674 - 01/10/11 11:21 AM Re: What is your commute cost? [Re: Just A Troll]
whitecivicsi Offline
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Registered: 06/07/03
Posts: 4564
Loc: Canada has two seasons: winter...
Period Fuel and additives Insurance Monthly
2010 09 98.26 120.00 218.26
2010 10 122.90 120.00 242.90
2010 11 172.92 120.00 292.92
2010 12 99.43 120.00 219.43
x x Q4 $973.51

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#5296683 - 01/10/11 11:23 AM Re: What is your commute cost? [Re: f22b-dohc]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
 Originally Posted By: f22b-dohc
what if you have no job and have car payments?

i walk to and from work.

my car is 20 bucks/insurance -- fire and theft.
g units car is 170 insurance
commute to and from sauga on weekends + groceries. ~ 100 monthly

this shit doesnt make sense if considered "commute" to "work" costs does it?


you should factor in wear and tear on your shoes and jacket? and the added cost of food to give you the extra energy to walk the extra distance (vs ppl who just drive to office)?
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